And now that December is over, here is my update for the month! It has been a month of clear thinking. For the past few months I felt I was constantly busy, trying to learn and do so many more new things. I had a moment of insight this month and realized I need to focus on things I’ve already taken on rather than adding new ones. I’ve been focussing a lot of buying my own property, and starting some other new time consuming hobbies and reading interests. But I have yet to do other things I wanted to. I don’t eat the way I’d ideally like to yet, so I am going to focus more on my meals. I also don’t exercise nearly as much as I’d like, and I will do that first. I’m going to get my current life running smooth and efficiently before adding on more things. It makes sense to me.
Current Savings: $17,914.77
Current Savings Rate: 60.93%
|Category||This Month||Average (6mo)|
|Total % Spent||39.07%|
|Total % Saved||60.93%|
With regards to the house search, I have set some strict criteria and told my Realtor to contact me if they see a suitable house. My criteria is: A 3 bedroom house with at least 2 bathrooms. Ideally, a 3 pc bathroom in the basement with a basement that I can live in or rent out (while taking a bedroom upstairs). Or a great deal on a house with a separate in law suite. Since I’m not particularly inclined at this moment to go forward with property management and ownership in a city I plan to be far away from in the near future, I will probably only go down this path again if I see an awesome deal.
This month had some extra increased spending due to Christmas. I bought my girlfriend a used Nikon D50 off someone on Kijiji that included two Tamron lenses: 18-55 and 70-300, four filters, and a camera bag. I also bought some $25 gift cards for other people. Though Christmas isn’t all giving, and I got some gifts myself which helped subsidize these expenses. My girlfriend gave me some new clothes (nice plain coloured t shirts), a lettuce spinner (useful for salads, I was not a fan of dabbing lettuce with paper towel), and an awesome yoga mat for my new interest! I have already used it a few times and it is much nicer than the floor or a towel. From some others I received a movie gift card good for 2 tickets (My girlfriend and I used this up very quickly on our 6 year 5 month anniversary this past Friday to see The Hobbit! We also ate at Pho Mai before hand which cost $25 placed into the Entertainment category). Her parents gave me socks, underwear, and a new sweatshirt. Her Nonna gave me a fleece house robe, 2 towels [now I have 4, more than enough!], and her Nana gave me a nice sweatshirt. Most of this is very useful as I only had 1 sweatshirt, and I actually don’t think I’ve bought my own socks in awhile. I believe all of the socks I own are from her parents now, since they often give socks with something else, which is great. The 4 t shirts she bought me should last awhile and save me from buying some new shirts myself. I might not have bought some of this myself, but it is all useful to me.
I think my food expenses are too high. I’m going to try to cut this down to at least $50-75/week. It is hard to know what a good goal is as I have health as a major concern and don’t want to save money on food at the expense of my health. I also feed my girlfriend a lot and that is hard to account for. All I know is, I don’t feel comfortable seeing that number reach over $300 for a single month, and it’s going lower.
I spent a lot on Rodney (the bearded dragon that guards my room in exchange for food) this month, but I expect to spend less on her in the coming months. Lately, I haven’t been feeding her as much as I’d like, and now that I’ve moved, I have access to a different local pet store, and they have a great system that I bought into. You can buy 100 crickets for $14, or a 500 cricket card for $30. You can simply go in and say how many crickets you want and they take it off your card. I bought a worm card too. Rodney will grow big and be eating a lot in the coming months.
It was also my Dad’s birthday this month, so I spent $38 to take him out to lunch and bought him a deluxe mixed nut container from Costco (taking advantage of the membership my girlfriends mother has).
The next month should be interesting, as it is the first month of a brand new year – and that means brand new challenges that I am ready to face head on! 🙂